베이비붐 세대의 경제적 특성이 우울감에 미치는 영향: 소득 및 자산을 중심으로

초록

This study empirically analyzed the economic characteristics of the baby boom generation on depression focusing on income and assets. The analysis showed that personal, health and residential characteristics have similar results to several literature in relation to depression. In the case of economic characteristics, disposable income and debt-to-equity ratio were significantly affecting depression on the macro level, and in particular, debt-to-equity ratio was the most important factor affecting the depression of the baby boom generation. On the micro level, earned income, asset income and financial assets were having a significant effect on the depression, and in particular, financial asset was identified as the most important factor to reduce the depression due to the nature of their immediate use when necessary. These results indicate that the depression of the baby boom generation is closely related to the liquidity of loans and income/assets. Therefore, through policies such as increased motivation and support for pensions and savings for later life, stable cash flow through liquidating assets, and expansion of mental health programs for baby boom generation, social stability as well as stable retirement lives will be maintained.

키워드